The Office of Economic and Organized Crime (EOCO) has warned employees of the current scams that target them.
The EOCO said it has recently received a number of complaints from salaried workers, victims of such people.
A statement issued in Accra and signed by Ms Faustina Lartey, public relations officer on behalf of the executive director of EOCO, said these scammers were trying to take advantage of people who may be in financial difficulty.
He said these “unscrupulous” people called and texted promising loans at affordable rates and promising to get people to get loans for a fee.
Regarding the mode of operation, the statement said that these crooks called and persuaded the salaried workers to obtain loans or to offer to help them obtain loans.
He said this was done in the hope of recovering their stranded funds at the Department of the Comptroller and Accountant General (CAGD).
“These unscrupulous individuals pose as (CAGD) staff, thus assuring unsuspecting victims that they can get a loan from any financial institution,” he said.
He also told their victims how much money to get after checking their affordability.
“This is supposed to help facilitate the process of recovering stranded funds belonging to the victim,” he said.
The statement said that the scammer would promise that the CAGD would pay the lump sum to the financial institution the loan was taken from, so that once the loan was secured, the scammer would take a percentage of the total sum.
He said that in other cases, they persuaded the salaried workers and took their passport photos and ID cards in hopes of securing the loan on their behalf.
“The worker receives the loan, pays the agreed percentage to the scammer, but ends up paying double the previously agreed amount,” he said.
He said that once the victim realized she had been scammed, all efforts to reach the scammer were in vain.
The EOCO said there were many red flags that salaried workers should watch out for, including, but not limited to: a request for payment in advance or after, instructions for submitting personal information to a third party, persistent calls, messages to convince you to go for a loan.
He urged workers to contact the financial institution directly, find out and apply for the loan amounts they need.
Salaried workers should also contact the financial department of their institution or company for information on their eligibility for loans and other requirements.
“Work with a legitimate, licensed and qualified person or company. If you have blocked funds with the Comptroller and General Accountant’s department, write to them through your institution to ask for your money,” he said. he adds.
The statement advised workers under no circumstances to hire an unknown third party to collect unpaid or frozen wages from the CAGD and they should not pass their personal information, staff identification numbers and passwords to anyone else. third.
He said that the EOCO, in line with its mandate to prevent and detect organized crime, would continue to monitor these developments with the aim of ensuring that citizens are protected from crooks and fraudsters.