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Rumors of a fourth stimulus check are circulating.


Key points

  • As the months pass, the chances of Congress approving a fourth check dwindle.
  • For Social Security recipients in need of financial assistance, assistance is available.

Despite inflation, the US economy managed to survive one of the worst global pandemics in history. But with the jobless rate lingering at 3.6%, Congress is unlikely to approve another stimulus check for the majority of Americans.

Yet that reality hasn’t dampened rumors of a fourth stimulus payment to Social Security recipients. Social Security, paid to retirees and those unable to work due to disability, may arrive reliably, but it does not keep up with inflation. And that’s one of the main reasons Rick Delaney, president of the Senior Citizens League (TSCL), sent a letter to Congress asking for a one-time $1,400 stimulus payment for Social Security recipients.

Perspective

To put that into perspective, Delaney sent his letter in October 2021. That was seven months ago. During those seven months, the letter’s coverage made the rounds on radio, newspapers and online publications (including The Ascent). The possibility of a fourth check has been brought up so often that it’s easy to see how people might be confused.

Here is where we are

Congress has not addressed the issue of another payment to Social Security recipients. Regardless of rumors to the contrary, the IRS has not been ordered to issue a fourth payment to an American.

Congress didn’t outright reject the proposal, so the issue isn’t quite dead and buried. However, no one should count on another round of stimulus payments from the federal government.

What to do instead

If you are a Social Security recipient struggling to make ends meet, these organizations are for you.

Housing assistance

Owners

If you’re on Social Security and are concerned that you won’t be able to make your mortgage payments, there may be relief options available through your state or mortgage lender. If you choose to work with a housing counsellor, that person will help you develop an action plan at no cost to you. You can find a housing counselor through the Consumer Financial Protection Bureau website.

Tenants

Although the CDC’s eviction moratorium ended last summer, help is still available for tenants who may be having difficulty paying rent or utilities. To visit this page for the contact details you will need.

Lost your home

If you are homeless, this web page shows where you can find safe temporary housing, pay your bills, and even protect your credit score.

If you are a social security recipient and need legal advice, you can get free legal aid. Here is where you can find an attorney in your state.

Food

If you’re struggling to find money for groceries, don’t go hungry. There are hundreds of organizations across the country that exist solely to provide you with the food you need.

Pantry

To find a food pantry near you, visit FoodFinder website. All you have to do is type in your postal code. FoodFinding instantly displays a map of your area, with red indicators showing where each food pantry is. Click on one of the indicators and you will find the name of the organization sponsoring the food bank, as well as the address.

If you don’t drive or have transportation, call one of the organizations near you to find out if they deliver.

INSTANTANEOUS

Finally, if you are eligible, to apply for the Supplemental Nutrition Assistance Program (SNAP) in your state. And while you’re at it, check it out. USDA website to find several other innovative food programs for the over 60s.

Over time, the chances of Congress approving another stimulus check diminish. Yet there are community programs, churches, and government programs that want to help.

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